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IDFC FIRST Bank

IDFC FIRST Viva

VisaMidCashback
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Annual Fee

Free

Reward Type

Cashback

Forex

2%

Lounge

2 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining FeeFree
Annual FeeFree
Min Monthly Income₹35,000

Rewards

Reward TypeCashback
Base Rate1%
Point Value₹1/point

Travel & Global

Forex Markup2%
Domestic Lounge2 visits/yr
Intl. LoungeNone
Lounge NetworkVisa

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✓ Lifetime Free Card

This card has no annual or renewal fee - ever. No spend targets needed.

🎯 Pro Tips

  • ▸Portal anchored. Awaiting detailed benefits.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹12,000

Effective Rate

1.0%

Ranked #64 of 173 cards#64

🏷️ Best For

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