○ Data not yet verified
)))

•••• •••• •••• ••••

Axis Bank

Fibe Axis Bank Credit Card

VisaEntryCashback
Apply Now
Report data issue →

Annual Fee

Free

Reward Type

Cashback

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining FeeFree
Annual FeeFree
Min Monthly Income₹20,000

Rewards

Reward TypeCashback
Base Rate3%
Point Value₹1/point

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

Similar Cards

Kiwi Credit Card (99%) →RBL BankBazaar SaveSmart (90%) →Jupiter Edge (89%) →Slice (89%) →Uni Card (89%) →

✓ Lifetime Free Card

This card has no annual or renewal fee - ever. No spend targets needed.

🎯 Pro Tips

  • ▸LTF — no annual fee ever.
  • ▸3% cashback on online spends (Amazon, Flipkart, Swiggy, Zomato, etc.).
  • ▸1% on offline spends. Cashback credited within 72 hours.
  • ▸Instant digital card issuance via Fibe app — approved in minutes.
  • ▸Best for young earners transitioning from BNPL to credit cards.

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹36,000

Effective Rate

3.0%

Ranked #8 of 173 cards🏆 Top 10

📊 Spending Scenarios - Real-World Returns

Online-First Earner (₹30K/mo)

Monthly: ₹30,000 · Annual: ₹3,60,000

2.5%
Effective Return
online: ₹15,000/mofood delivery: ₹5,000/mooffline: ₹10,000/mo
Annual Rewards Value₹9,000

3% on 70% online spend, 1% rest. LTF so zero annual cost.

🏷️ Best For

cashbackshoppingfirst-card