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Federal Bank

Federal Bank Scapia

VisaMidCashback
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Annual Fee

Free

Reward Type

Cashback

Forex

0%

Lounge

0 dom · 2 intl

Full Spec Sheet

Normalized · Verified

Fees

Joining FeeFree
Annual FeeFree(waived ≥ ₹0)
Min Monthly Income₹25,000

Rewards

Reward TypeCashback
Base Rate1%
Point Value₹1/point

Category Multipliers

international1%

Redemption Values

statement credit₹1/pt

Travel & Global

Forex Markup0% — Zero Forex ✓
Domestic LoungeNone
Intl. Lounge2 visits/yr
Lounge NetworkVisa

💡 Fee Waiver Strategy

Always Lifetime Free.

✓ Lifetime Free Card

This card has no annual or renewal fee — ever. No spend targets needed.

🎯 Pro Tips

  • ▸ZERO forex markup — best card for international spends
  • ▸1% cashback on everything including foreign currency transactions

🏷️ Best For

internationalcashbacktravel