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✓ Data refreshed weekly✓ Issuer-verified fields
💰
Annual Fee
₹500
🎁
Reward Type
Points
🌍
Forex
3.5%
✈️
Lounge
0 dom · 0 intl
Full Spec Sheet
Normalized · VerifiedFees
Joining Fee₹500
Annual Fee₹500(waived ≥ ₹1,00,000)
Min Monthly Income₹20,000
Rewards
Reward TypePoints
Base Rate0.5%
Point Value₹0.2/point
Category Multipliers
bms movies5%(cap ₹500)dining4%
Redemption Values
vouchers₹0.2/pt
statement credit₹0.2/pt
Travel & Global
Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone
India-Specific
Fuel Surcharge✓ 1% waiver
Similar Cards
💡 Fee Waiver Strategy
Spend ₹1L to waive renewal fee. Often offered LTF.
⚖️ Breakeven Analysis
To recover the ₹500 annual fee at the base reward rate of 0.5%, you need to spend ₹1,00,000 annually.
🎯 Pro Tips
- ▸BOGO on BookMyShow is the highlight
- ▸Good first card for young professionals
🏷️ Best For
entertainmentlifestylefirst-card