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Axis Bank

Axis MY Zone

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Annual Fee

₹500

Reward Type

Points

Forex

3.5%

Lounge

0 dom · 0 intl

Full Spec Sheet

Multi-source Verified

Fees

Joining Fee₹500
Annual Fee₹500(waived ≥ ₹1,00,000)
Min Monthly Income₹20,000

Rewards

Reward TypePoints
Base Rate0.5%
Point Value₹0.2/point

Category Multipliers

dining4%bms movies5%(cap ₹500)

Redemption Values

vouchers₹0.2/pt
statement credit₹0.2/pt

Travel & Global

Forex Markup3.5%
Domestic LoungeNone
Intl. LoungeNone

India-Specific

Fuel Surcharge✓ 1% waiver

Similar Cards

ICICI Expressions (90%) →ICICI Rubyx (89%) →RBL Fun+ (88%) →Amex Green Credit Card (87%) →SBI Card Unnati (87%) →

💡 Fee Waiver Strategy

Spend ₹1L to waive renewal fee. Often offered LTF.

⚖️ Breakeven Analysis

To recover the ₹500 annual fee at the base reward rate of 0.5%, you need to spend ₹1,00,000 annually.

🎯 Pro Tips

  • ▸BOGO on BookMyShow is the highlight
  • ▸Good first card for young professionals

📊 Spend Profile Simulator

Spend Profile Simulator

Net Annual Value

+₹2,800

Effective Rate

0.2%

Ranked #127 of 173 cards#127

₹500 annual fee deducted from gross rewards value.

🏷️ Best For

entertainmentlifestylefirst-card